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The legal and regulatory information on this website ("Information") contains terms and conditions which apply to you and includes important information on our companies and applicable risk warnings. We intend to rely on this Information and for your own benefit you should read the Information carefully. If you do not understand any of the Information please do not hesitate to contact us.

The Information is not directed at any person or entity. The Information is intended only for use by users domiciled in the United Kingdom and is not intended for distribution or use in any jurisdiction or country where it is illegal or unlawful to access and use such information. Non-UK investors should consider their local regulations before accessing the Information. EMAR Publishers disclaims all responsibility if you access or download any Information in breach of any law or regulation of the country in which you reside.

The Information is not intended to be made available to unsophisticated individuals. In the UK, any such individual who comes into possession of the Information research should consult their properly authorised professional adviser in order to discuss the merits of the Information for their own specific circumstances and realise that not all investments will be appropriate for all subscribers of the Information.

The Information is not directed at any person or entity in the United States, and this site is not intended for distribution or to be used by any person or entity in the United States unless those persons or entities are holders of applicable US exemptions.

Accordingly, all persons who access this site are required to inform themselves of and to comply with all applicable restrictions in their home country with regards to the Information.

Regulators and registered offices


EMAR Publishers is not registered as an investment advisor or as an independent financial advisor and do not provide individualised advice. EMAR Publishers nor the Information is regulated by the Financial Services Authority (FSA). It's registered office is at 26 Cholmeley Park, London, N6 5EU.

Sales Restrictions


The Information is provided for information and educational purposes only and on the basis that you make your own investment decisions and do not rely upon it. EMAR Publishers does not make stock or share recommendations. As such, the specific needs, investment objectives or financial situation of any particular user have not been taken into consideration. No information provided in the Dividend Income Report should ever be construed as investment advice.

EMAR Publishers is not soliciting any action based on it and it does not constitute a personal recommendation or investment, legal, tax or other advice. Should you have any queries about the securities or investments referred to on this site, you should obtain specific professional advice for your personal circumstances before making any investment decision.

Risk Factors


Past performance is not an indication of future performance. The value of investments and the income derived from them may go down as well as up and investors may not get back the amount invested. Because of this, you are not certain to make a profit on your investments and you may lose money.
Exchange rates may cause the value of overseas investments and the income arising from them to rise or fall.

The levels and bases of and reliefs from taxation may change. Any tax reliefs referred to are those currently available and their value depends on the circumstances of the individual investor. Investors should consult their own tax adviser in order to understand any applicable tax consequences.

Accuracy of Information

The Information (including any expression of opinion or forecast) has been obtained from, or is based on, sources believed by EMAR Publishers to be reliable and accurate at the time of publication, but is not guaranteed as to its accuracy or completeness and should not be relied upon.

The information contained in the graphs, calculations, forecasts and tables is mechanically calculated and is based on historical information. Forecasts are not reliable indicators of future results. Unless stated otherwise, the graphs, calculations, forecasts and tables published are originally developed and researched by the staff of EMAR Publishers, based upon data whose accuracy is deemed reliable but not guaranteed. Where an Undervalued or Overvalued share price or share price range is given in the Information this is the theoretical result of a study of a range of possible outcomes, and not a forecast of a likely share price.

The Information is provided in good faith but without legal responsibility and is subject to change or withdrawal without notice. The Information is provided without obligation on the part of EMAR Publishers and on the understanding that any person who acts upon it or changes his investment position in reliance on it does so entirely at his own risk. The Information does not constitute an offer to buy or sell or an invitation to make an offer to buy or sell any of the securities or shares in the Information referred to herein.

Information is current only as at the date it is first posted and may no longer be true or complete when viewed by you. All Information may be changed or amended without prior notice.

Some of the Information may be provided by third parties and EMAR Publishers accepts no responsibility or liability for the accuracy of such information.

Complaints


To make a complaint about this site please send a written complaint for the attention of the Compliance Officer at the registered address: 26 Cholmeley Park, London N6 5EU.

No Liability


No representation, warranty or undertaking is given by EMAR Publishers as to the accuracy or completeness of the Information by EMAR Publishers and no liability is accepted by EMAR Publishers for the accuracy or completeness of such Information. In no event will EMAR Publishers be liable to any person for any direct, indirect, special or consequential damages arising out of any use of the Information, or on any other hyper-linked site, including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment, or otherwise, even if EMAR Publishers is expressly advised of the possibility or likelihood of such damages.

You should be aware that the Internet is not a completely reliable transmission medium. EMAR Publishers does not accept any liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to any direct, indirect or consequential damage, arising out of the use of the products or services referred to herein.

Idemnity


You agree to indemnify, defend, and hold harmless EMAR Publishers, its affiliates and licensors, and the officers, partners, employees, and agents of EMAR Publishers and its affiliates and licensors, from and against any and all claims, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or in any way connected with your access to or use of this website and the Information.

The companies researched and mentioned in the Information do not pay a fee, or, provide EMAR Publishers, its officers and employees any form of remuneration in order for the Information to be made available to subscribers.

Material Interests


EMAR Publishers and its partners, officers and/or employees may have holdings in the securities referred to on this site and may otherwise be interested in transactions that you effect in those securities.

Linked Websites


This site may be linked to third party websites or contain information provided by third parties. EMAR Publishers does not make any representation as to the accuracy or completeness of such websites or information, has not and will not review or update such websites or information, and cautions browsers that any use made of such websites or information is at their own risk. EMAR Publishers does not accept any liability arising out of the information contained on any linked website or Information provided by a third party and the use of such sites and information is at your own risk. Our Privacy Policy does not apply to third party websites.

Copyright, Trademarks and Other Rights


Copyright, trademarks, database rights, patents and all similar rights in this site and the Information contained are owned by EMAR Publishers, its licensors or relevant third party providers. You may use the Information and reproduce it in hard copy for your personal reference only. The Information may not otherwise be reproduced, distributed, stored or transmitted without EMAR Publishers' written consent. Nothing on this site should be considered as granting any licence or right under any trademark of EMAR Publishers or any third party.

Governing Law


You agree that your use of this site and any dispute arising from the use of this site is subject to English law and you submit to the jurisdiction of the English courts.

Privacy, Data Protection & Cookies


EMAR Publishers is committed to safeguarding the personal information which you may provide to EMAR Publishers through this site and to the extent that EMAR Publishers collects any personal information, in the UK EMAR Publishers will hold it in confidence in accordance with applicable Data Protection legislation.

You may be asked to voluntarily provide certain personal information details about you such as your name, address, telephone number, email address details and other information in connection with EMAR Publishers subscription registration procedures. EMAR Publishers will use this information for the administration of your subscription and other related activities and to ensure compliance under applicable UK law. EMAR Publishers may disclose the information to its agents and service providers.

Please note that by submitting personal information you are consenting to such information being processed for the purposes referred to above. You agree that EMAR Publishers has the right to use and store such data on its internal systems and to transfer it to its associated companies (if applicable), whether inside or outside the European Union, for the purpose of providing services to you. You should also be aware that the level of protection in relation to the processing of personal data may not be the same in countries outside the European Union as in the United Kingdom.

You have the right to receive information about the personal data maintained about you for which we reserve the right to charge a fee. Should you believe such personal data is not correct, please write to the Data Protection Officer, EMAR Publishers, 26 Cholmeley Park, London N6 5EU.

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